In this digital age, skepticism is the name of the game when it comes to emails about payments, especially when they’re linked to sensitive matters. The topic of the day? Capital One data breach settlement payments. Let’s unravel the truth together!
Amidst the deluge of scams landing in our inboxes, it’s smart to scrutinize each one. However, right now, millions of Americans are receiving an email that could translate into a substantial windfall. The backstory: back in 2019, a hacker infiltrated the personal information of a staggering 106 million Capital One credit card holders.
Fast forward four years and a class action lawsuit has concluded, with compensation heading the victims’ way. Last week, emails bearing the name of ‘EpiqPay’ began flooding the inboxes of those who opted into the lawsuit settlement last year.
If you missed the boat last year, unfortunately, you won’t be part of this payday. But for those who did, this email will greet you with your first and last name and reveal the long-awaited sum coming your way.
The Capital One Data Breach Settlement in a Nutshell
Let’s revisit the root of the matter. In July 2019, an unauthorized hacker breached the personal information of 106 million Capital One credit card holders and applicants across the United States and Canada. It was a colossal breach that sent shivers down the spines of millions, concerned about the security of their personal data.
Following this breach, a multitude of lawsuits surfaced, representing affected customers against Capital One. Then, in 2022, a pivotal moment arrived: a federal court in the United States gave the green light to a class action settlement aimed at providing recourse for anyone impacted by the data breach.
For those seeking more detailed information, please refer to this page.
Are the Capital One Data Breach Settlement Payment Emails Genuine?
In an era plagued by phishing scams and dubious emails, verifying the authenticity of such communications is paramount. To alleviate any doubts, VERIFY conducted an investigation and published an article on the subject, which you can peruse here.
Rest assured, the emails in your inbox bearing the ‘EpiqPay’ name regarding Capital One class action settlement payments are indeed the real deal. VERIFY has meticulously probed this matter, and the Capital One data breach class action settlement website stands as confirmation of their legitimacy. ‘EpiqPay’ is a trusted digital payment platform responsible for delivering these long-awaited settlement payments to eligible claimants.
How to Claim Your Settlement Payment
Now that we’ve established the credibility of these communications, let’s guide you through the process of securing your rightful settlement sum. To be eligible, individuals must file a valid claim for any missed time and/or out-of-pocket expenses before the deadline of September 30, 2022. The payment process has already commenced, with disbursements beginning on September 28, 2023, according to the settlement administrator.
To collect your due funds, simply click the “Claim Payment” link in any email from ‘EpiqPay.’ Bear in mind, the deadline is November 27, 2023, as indicated on the settlement page. Upon clicking the link, you’ll be redirected to a payment dashboard where you can choose your preferred payment method. Depending on your selection, you may need to provide additional details to expedite the payment process.
The claim is just the beginning of your journey. Tremendous, the settlement website’s payment partner, will send you follow-up emails to keep you informed about your payment’s progress.
Unclaimed Digital Payments: No Need to Worry
If you happen to miss the digital payment claim window, fret not; the settlement website has a solution. After the digital payment claim period closes on November 27, 2023, any unclaimed digital payments will be issued as physical checks within two to four weeks.
Visit the Capital One class action settlement website for comprehensive information and further details. It’s your go-to source for all matters related to this landmark settlement.
In conclusion, if you were affected by the data breach and fall under the Capital One data breach settlement’s umbrella, rest assured that the wheels of justice are in motion. The legitimacy of payment-related emails has been confirmed, and the process is underway. Take proactive steps, click the “Claim Payment” link, and secure what rightfully belongs to you. Your data deserves protection, and justice is being served.
